How to Stop Money Leaks in Your Business (And Keep More of What You Earn)

Is Your Business Leaking Money? Here’s How to Find Out

There was a month in my business when I hit a personal record in revenue. My Stripe notifications were buzzing. Sales were rolling in. And yet, at the end of the month, my bank balance didn’t reflect it.

Where did the money go?

That’s when I realized: my business had tiny money leaks. Not dramatic, not obvious—just quiet little drains that added up over time. And if you’re anything like me, there’s a good chance your business might be leaking money too.

Let’s fix that.

In this post, I’ll show you how to identify where you’re losing money without realizing it—and how to plug those leaks without cutting corners or limiting your growth.

The Problem With Invisible Expenses

Money leaks aren’t usually one big mistake. They’re slow, sneaky, and often wrapped in good intentions:

• The tool you forgot you were paying for monthly.

• The subscription you thought you canceled.

• The over-delivered project that went way over time.

• The unpaid invoice that slipped through the cracks.

They don’t feel like emergencies. But they compound. And that quiet bleed can start to strangle your cashflow.

The Emotional Side of Money Leaks

Let’s be honest: sometimes we avoid looking at these things because we don’t want to know.

• Maybe you feel shame for wasting money.

• Maybe you’re afraid of realizing you’re not as profitable as you hoped.

• Maybe you just feel overwhelmed.

That’s okay.

This is a no-shame zone. We’re not here to beat ourselves up—we’re here to take our power back.

How to Audit Your Business for Money Leaks

Here’s my simple, 30-minute process to spot and stop money leaks:

Step 1: Review the Last 3 Months of Bank Transactions

• Highlight any expense you don’t immediately recognize.

• Check for duplicate or overlapping subscriptions.

• Flag anything that feels high or unnecessary.

Step 2: Run a Tool + Software Audit

• Make a list of every tool you pay for (monthly or yearly).

• Ask: Do I use this weekly? Does it bring clear ROI?

• Cancel or downgrade what isn’t essential.

Step 3: Check for Overdelivery

• Review client projects or services.

• Are you consistently giving more hours than you’re being paid for?

• Set boundaries or adjust pricing moving forward.

Step 4: Follow Up on Outstanding Invoices

• Make a list of any payments owed.

• Send friendly reminders.

• Consider using automated invoicing tools going forward.

Step 5: Evaluate Your Time vs. Revenue

• Where are you spending a lot of time that isn’t generating income?

• Can you systematize, automate, or delegate it?

This audit isn’t just about saving money. It’s about optimizing your energy.

Small Tweaks, Big Difference

When I first did this audit, I canceled $327/month in unused tools. I raised prices on two offers where I was overdelivering. I cleaned up my invoicing process. And in 30 days, my take-home pay went up without earning a single extra dollar.

That’s the power of plugging leaks.

Build This Into Your Monthly Flow

Don’t wait until something feels wrong. Add this audit into your monthly routine.

• Put a recurring task in your calendar: Money Leak Check.

• Do it the last Friday of each month.

• Keep a checklist so it feels easy to repeat.

Even if you only find one small leak a month, that’s money (and peace) reclaimed.

Want a Done-for-You Checklist?

I created a printable audit checklist inside the Get Your Free Financial Starter Kit. It includes:

• A 5-step money leak audit template

• Subscription tracker

• ROI evaluator for your tools

• Monthly reminder prompts

You don’t have to do this alone. Let’s make it simple.

Final Words

Your business isn’t failing if it has money leaks. Every business does. The ones that thrive are the ones who pay attention and course-correct.

Today, give yourself the gift of clarity. Look at your numbers. Breathe. Adjust. And remember: you don’t need to earn more to feel more secure. You just need to keep more of what you already have.

With clarity and care,

Focus & Conquer

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